Active 24/7 Multi-Currency Routing (INR • PKR)
₹
₨

High-Speed Payment Gateway For Indian & Pakistani Platforms

Unified automated processing for Indian UPI (PhonePe, GPay, Paytm) and Pakistani Wallets (Easypaisa, Jazzcash). Live balance sync, clean amounts, and instant webhook callbacks.

Transparent Service Rates

UPI Collection (Pay-In)

Dynamic QR and app intent routing across PhonePe, Google Pay, and Paytm with instant callback confirmation.

3.00% / transaction
PhonePe Google Pay Paytm BHIM UPI

Instant Payout (Disburse)

Real-time automated disbursements directly to beneficiary Bank Account (IMPS) or UPI VPA.

1.00% / transfer
IMPS 24/7 UPI VPA NEFT
Multi-Currency Fee & Settlement Estimator
Live Calculator
Transaction Raw Amount: 5,000.00
Estimated Gateway Commission: 150.00
Net Merchant Settlement / Received: 4,850.00
Multi-Currency API • /v1/Payout Sample
Full API Docs →
# Standard Payout Request Sample (No Personal Details) curl --location 'https://api.wpay.life/v1/Payout' \ --header 'Content-Type: application/x-www-form-urlencoded' \ --data-urlencode 'mchId=YOUR_MERCHANT_ID' \ --data-urlencode 'currency=PKR' \ --data-urlencode 'out_trade_no=WD2026100301' \ --data-urlencode 'pay_type=EP' \ --data-urlencode 'money=1000' \ --data-urlencode 'account=03XXXXXXXXX' \ --data-urlencode 'userName=Recipient Name' \ --data-urlencode 'notify_url=https://mggrow.sbs/callback_payout.php' \ --data-urlencode 'sign=calculated_md5_signature'
KoXWat

KoXWat Gateway

Multi-Currency Terminal

High-speed zero-tax cryptographic wallet, automated peer-to-peer (P2P) escrow, and universal merchant cashier gateway (INR ₹, PKR ₨ & USD).

0.00% Zero-Tax Instant Wallet Transfers (7-Digit UID)
Direct P2P Escrow: Easypaisa, Jazzcash, UPI & IMPS
Point-of-Sale QR Cashier API with Instant Callbacks
KoXWat Gateway